Consolidating credit cards calculator

Posted by / 21-Oct-2017 13:45

This free online Credit Card Consolidation Calculator will calculate the payment, interest charge, and term savings from consolidating all of your credits cards into one loan.Unlike most credit card debt calculators, this credit card consolidation calculator will also allow you to indicate whether or not you are making the declining minimum monthly payment on a given card, which can make a huge difference in calculating the consolidation savings.Click the "View Report" button for a detailed look at the results.With interest rates at historical lows, it may make sense to consolidate some of your credit card and other personal debt into a new consolidated loan, typically a home-equity loan.

We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.If so, I'm sure you will agree that the one thing all of these people have in common is that they are all borrowing from tomorrow's happiness in order to subsidize their current happiness.Well, I hate to be the one to tell you this, but if you carry balances on your credit cards and only make the minimum monthly payment, then guess what you have been guilty of?Yep, at some point in your past you chose to borrow from your future happiness to subsidize your present happiness.If that's true for you, then please be mindful of that fact the next time you find yourself being critical of a fellow human being who is engaged in any other form of future happiness-sabotaging behavior.

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If you've never experienced it, self-inflicted financial devastation and the sky-high stress levels that come with it can be every bit as hazardous to your family, your health and your happiness as any other form of "substance" abuse.